For over 40 years, United Consumer Financial Service (UCFS) has provided financing solutions to thousands of businesses and serviced more than four million satisfied consumers throughout the United States, Puerto Rico, Canada, Australia, New Zealand, Italy and the United Kingdom.

For Customers
United Consumer Financial Services (UCFS) facilitates the lending of money to individuals who want a good or service, but don’t have the current cash-on-hand to pay for the purchase in full…sometimes taking a chance on individuals that other finance companies have turned down.

All we ask in return is for each consumer to make their payments to us as agreed within the contract they signed.

We strive to provide exceptional consumer service going above and beyond your expectations to help us ensure each and every customer we serve is treated fairly and with respect.

£250 - £25,000
loans (dependent on creditworthiness)
6 – 60 Months
Financing Terms
Flexible loan terms


  • We help you with your application
  • Affordable payments, flexible terms
  • Application is submitted with a decision & response within about an hour!
  • Invest in your future career!
Shoppmubeauty working in partnership with UCFS, authorised by the Financial Conduct Authority